/* Hallmark · approved direction 02 · Split Studio · brokers · dark digital market
   Original concept palette, typography and logo; native interactions, no motion library. */
:root{--page:#10171e;--surface:#17232d;--ink:#edf3f5;--muted:#a9b7c0;--accent:#52c7d5;--line:#33414b;--header:#0b1117;--display:Arial,"Assistant",sans-serif;--body:Arial,"Assistant",sans-serif;--space:clamp(24px,8vw,112px);font-family:var(--body);color:var(--ink);background:var(--page);font-synthesis:none;text-rendering:optimizeLegibility;color-scheme:dark}
*{box-sizing:border-box}body{margin:0}a{color:inherit}img{max-width:100%}button{font:inherit}p{line-height:1.8}a,button,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:5px}main:focus{outline:none}.skip-link{position:fixed;top:-100px;inset-inline-start:16px;z-index:20;background:var(--accent);color:var(--header);padding:12px}.skip-link:focus{top:12px}
.site-header{min-height:86px;padding:12px clamp(20px,5vw,72px);display:flex;align-items:center;justify-content:space-between;gap:26px;background:var(--header)}.brand{display:flex;flex-shrink:0;text-decoration:none}.logo-window{display:block;width:172px;height:48px;flex-shrink:0}.logo-window svg{display:block;width:100%;height:100%}.nav{display:flex;align-items:center;gap:clamp(14px,2vw,30px);font-size:.88rem}.nav a,.site-footer a{text-decoration:none}.nav a:hover,.site-footer a:hover{text-decoration:underline;text-underline-offset:5px}.nav a{padding:10px 0;white-space:nowrap}[aria-current=page]{color:var(--accent);text-decoration:underline!important;text-underline-offset:7px}.site-actions{display:flex;align-items:center;gap:18px}.site-actions a{text-decoration:none;white-space:nowrap}.site-lang{display:inline-flex;align-items:center;min-height:44px;font-size:.86rem}.nav-cta{padding:11px 15px;border:1px solid #74828d;border-radius:3px;font-size:.86rem}.nav-cta:hover{border-color:var(--accent)}
main{max-width:1600px;margin:auto}.hero{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);align-items:center;gap:clamp(30px,6vw,86px);padding:clamp(54px,8vw,112px) var(--space) clamp(56px,8vw,105px)}.hero-copy{max-width:610px;min-width:0}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--accent);font-size:.74rem;letter-spacing:.11em;font-weight:700;text-transform:uppercase;line-height:1.7}.eyebrow:before{content:"";width:24px;height:1px;background:currentColor;flex-shrink:0}.hero h1{font:400 clamp(2.4rem,5.2vw,5.1rem)/1.08 var(--display);letter-spacing:-.045em;margin:22px 0 20px;max-width:13ch}.hero-copy>p:not(.eyebrow){max-width:54ch;color:var(--muted);font-size:clamp(1rem,1.35vw,1.2rem);line-height:1.85;margin:0}.hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-top:30px}.button-primary{display:inline-flex;align-items:center;justify-content:center;gap:13px;background:var(--accent);color:var(--header);border:1px solid var(--accent);padding:13px 18px;text-decoration:none;font-size:.9rem;font-weight:700;line-height:1.5;min-height:48px;transition:background .15s}.button-primary:hover{background:#83d9e2}.button-text{color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);padding:12px 0;font-size:.9rem}.hero-visual{position:relative;min-width:0;margin:0}.hero-image{display:block;width:100%;height:clamp(265px,37vw,465px);object-fit:cover;object-position:center;border-radius:2px;filter:saturate(.82) brightness(.8);position:relative;z-index:1}.hero-visual:before{content:"";position:absolute;inset:18px 18px -18px -18px;border:1px solid var(--accent);opacity:.7}.hero-visual figcaption{position:absolute;bottom:12px;inset-inline-start:12px;padding:7px 10px;background:#0b1117e8;color:var(--ink);font-size:.74rem;z-index:2}.proof-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-block:1px solid var(--line);background:#131d25;padding:0 var(--space)}.proof-item{padding:20px 16px;border-inline-end:1px solid var(--line);display:flex;align-items:center;gap:12px;font-size:.9rem}.proof-item:last-child{border:0}.proof-item i{width:8px;height:8px;border-radius:50%;background:var(--accent);flex:none}
.section{padding:clamp(62px,8vw,106px) var(--space)}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:28px;margin-bottom:34px}.section-kicker{color:var(--accent);font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin:0 0 10px}.section h2{font:400 clamp(1.8rem,3vw,3rem)/1.2 var(--display);letter-spacing:-.03em;margin:0}.section-heading>p{max-width:450px;color:var(--muted);font-size:.95rem;margin:0}.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.process-card{padding:25px 24px 27px;background:var(--surface);border:1px solid var(--line)}.step{font-size:.75rem;color:var(--accent);font-weight:700;letter-spacing:.08em}.process-card h3{font:400 1.34rem/1.3 var(--display);margin:24px 0 9px}.process-card p{color:var(--muted);font-size:.95rem;margin:0}.section-link{display:inline-block;color:var(--accent);text-decoration:none;padding:12px 0;margin-top:14px;line-height:1.5}.section-link:hover{text-decoration:underline;text-underline-offset:5px}.approach{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(30px,7vw,100px);align-items:center;padding-top:0}.approach-image{width:100%;height:340px;object-fit:cover;filter:saturate(.85)}.approach-copy h2{margin-bottom:16px}.approach-copy>p{color:var(--muted);max-width:55ch}.approach-points{display:grid;gap:12px;margin-top:24px}.approach-points>div{display:flex;gap:12px;align-items:baseline;border-top:1px solid var(--line);padding-top:12px;font-size:.95rem}.approach-points b{color:var(--accent);font-size:.75rem}
.closing{background:var(--surface);padding:clamp(35px,5vw,64px) var(--space);display:flex;align-items:center;justify-content:space-between;gap:30px;border-top:1px solid var(--line)}.closing h2{font:400 clamp(1.8rem,3.4vw,3rem)/1.2 var(--display);margin:0 0 8px}.closing p{color:var(--muted);margin:0;font-size:.95rem}.closing .button-primary{flex-shrink:0}.site-footer{padding:30px var(--space) 22px;background:var(--header);color:var(--muted);font-size:.86rem}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:22px}.footer-top p{margin:0}.email{overflow-wrap:anywhere}.site-footer nav{display:flex;flex-wrap:wrap;gap:8px 24px;padding:22px 0}.site-footer nav a{padding:8px 0}.footer-bottom{border-top:1px solid var(--line);padding-top:20px;display:flex;justify-content:space-between;gap:22px;align-items:center}.footer-bottom small{white-space:nowrap}.footer-bottom p{margin:0;max-width:80ch;font-size:.8rem}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;padding:25px var(--space) 0;color:var(--muted);font-size:.84rem}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.hero-text{display:block;padding-bottom:44px}.hero-text .hero-copy{max-width:1000px}.hero-text h1{font-size:clamp(2.4rem,4.8vw,4.8rem);max-width:22ch}.hero-text .hero-copy>p{max-width:65ch}.published{font-size:.85rem!important;margin-top:22px!important}.detail-sections{padding-top:0}.detail-row{display:grid;grid-template-columns:45px minmax(0,.9fr) minmax(0,1.1fr);gap:24px;border-top:1px solid var(--line);padding:34px 0}.detail-row h2{font-size:clamp(1.5rem,2.4vw,2.1rem)}.detail-row p{margin:0;color:var(--muted)}.reading{max-width:850px;margin:auto;padding:15px 24px 85px}.article-copy{font-size:1.14rem}.article-copy>p{margin:0 0 1.6em;color:var(--muted)}.related{border-top:1px solid var(--line);padding-top:24px;margin-top:45px}.related h2{font-size:1.35rem;font-weight:400}.related a{display:block;color:var(--accent);padding:12px 0;font-size:1rem;line-height:1.6}.article-list{padding:0 var(--space) 85px}.article-row{display:grid;grid-template-columns:50px minmax(0,1fr);gap:24px;border-top:1px solid var(--line);padding:32px 0}.article-row time{font-size:.82rem;color:var(--muted)}.article-row h2{font-weight:400;font-size:clamp(1.5rem,2.6vw,2.2rem);margin:14px 0}.article-row h2 a{text-decoration:none}.article-row h2 a:hover{color:var(--accent)}.article-row p{max-width:65ch;color:var(--muted);margin:0}.faq-list details{border-top:1px solid var(--line);padding:20px 0}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{font-size:1.16rem;line-height:1.5;cursor:pointer;padding:8px 0}.faq-list details p{color:var(--muted);margin-bottom:8px}.email-link{font-size:clamp(1.1rem,3.4vw,2rem);color:var(--accent);overflow-wrap:anywhere;display:inline-block;max-width:100%;line-height:1.6}.contact-block>p:not(.section-kicker){color:var(--muted);max-width:65ch}.contact-block .email-help{font-size:.88rem}.error-page{padding-top:100px}.error-page>a{display:inline-block;margin-inline-end:24px;padding:16px 0}
@media(max-width:1100px){.site-header{gap:16px;padding-inline:24px}.nav{gap:14px}.logo-window{width:148px}.site-actions{gap:12px}}
@media(max-width:900px){.site-header{flex-wrap:wrap;gap:10px 14px;min-height:78px;padding:12px 18px}.site-actions{margin-inline-start:auto}.nav{order:4;width:100%;flex-wrap:wrap;gap:4px 20px;padding:8px 0}.hero{grid-template-columns:minmax(0,1fr);padding:50px 24px 65px}.hero h1{max-width:18ch}.hero-visual{margin:0 8px 12px}.hero-image{height:300px}.proof-strip{grid-template-columns:1fr 1fr;padding-inline:20px}.proof-item{padding:16px 8px}.proof-item:nth-child(2){border-inline-end:0}.proof-item:nth-child(-n+2){border-bottom:1px solid var(--line)}.section{padding:58px 24px}.section-heading{align-items:flex-start;flex-direction:column}.process-grid{grid-template-columns:minmax(0,1fr)}.process-card h3{margin:14px 0 7px}.approach{grid-template-columns:minmax(0,1fr);padding-top:0}.approach-image{height:250px}.closing{align-items:flex-start;flex-direction:column;padding-inline:24px}.site-footer{padding-inline:24px}.footer-top{flex-wrap:wrap}.footer-bottom{align-items:flex-start;flex-direction:column;gap:12px}.detail-sections{padding-top:0}.detail-row{grid-template-columns:30px minmax(0,1fr);gap:14px}.detail-row p{grid-column:2}.breadcrumbs{padding-inline:24px}.article-list{padding-inline:24px}.hero-text{padding-bottom:30px}}
@media(max-width:480px){.site-header .logo-window{width:132px;height:42px}.site-actions{gap:14px}.nav-cta{padding:10px;font-size:.8rem}.hero h1{font-size:2.6rem}.hero-text h1{font-size:2.3rem}.hero-actions{gap:14px}.proof-item{font-size:.82rem;gap:8px}.article-row{grid-template-columns:28px minmax(0,1fr);gap:12px}}
.hero-visual figcaption{background:var(--header)}
.hero h1,.section h2,.detail-row h2,.detail-row p,.hero-copy,.breadcrumbs span,.site-footer p{overflow-wrap:anywhere;min-width:0}
.breadcrumbs span{max-width:100%}.button-primary{max-width:100%}
.consent-dialog{width:min(560px,calc(100% - 32px));max-height:calc(100dvh - 32px);overflow:auto;background:var(--surface);color:var(--ink);border:1px solid var(--accent);padding:28px;font-family:var(--body)}
.consent-dialog::backdrop{background:#0b1117c9}.consent-dialog h2{font-size:1.6rem;margin:0 0 16px}.consent-dialog p{color:var(--muted)}.consent-dialog a{color:var(--accent)}
.consent-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.consent-actions button{padding:12px 16px;background:var(--page);border:1px solid var(--accent);color:var(--ink);cursor:pointer;min-height:48px}.consent-actions button:last-child{background:var(--accent);color:var(--header)}
.cookie-settings{font:inherit;line-height:1.6;border:0;background:none;color:inherit;text-decoration:underline;padding:8px 0;cursor:pointer}
.a11y-ui{font-size:16px;font-family:Arial,sans-serif;line-height:1.6;color:#edf3f5;background:#17232d}
.a11y-launcher{position:fixed;left:16px;bottom:80px;z-index:50;min-height:48px;padding:10px 16px;border:2px solid #52c7d5;border-radius:24px;cursor:pointer;box-shadow:0 2px 12px #0b111799;font-weight:700}
.a11y-panel{position:fixed;inset:auto auto 16px 16px;margin:0;width:min(380px,calc(100% - 32px));max-height:calc(100dvh - 32px);overflow:auto;padding:20px;border:2px solid #52c7d5;border-radius:8px}
.a11y-panel::backdrop{background:#0b11178c}.a11y-header{display:flex;align-items:start;justify-content:space-between;gap:12px}.a11y-header h2{font-size:22px;line-height:1.4;margin:0 0 16px}.a11y-panel button,.a11y-panel select{font:inherit;background:#0b1117;color:#edf3f5;border:1px solid #a9b7c0;padding:8px 12px;min-height:44px;cursor:pointer}.a11y-panel button:focus-visible,.a11y-panel select:focus-visible,.a11y-panel input:focus-visible,.a11y-panel a:focus-visible{outline:3px solid #52c7d5;outline-offset:3px}
.a11y-row{display:flex;justify-content:space-between;align-items:center;gap:16px;border-top:1px solid #65737d;padding:12px 0;min-height:48px}.a11y-row span{min-width:0;overflow-wrap:anywhere}.a11y-row input{width:24px;height:24px;flex:none;accent-color:#52c7d5;cursor:pointer}.a11y-row select{max-width:55%;min-width:90px}.a11y-panel details{border-top:1px solid #65737d;padding:16px 0}.a11y-panel summary{cursor:pointer}.a11y-panel p{font-size:16px;line-height:1.7}.a11y-reset{width:100%}.a11y-links{display:grid;gap:4px;margin-top:16px}.a11y-links a{color:#52c7d5;padding:10px 0;text-underline-offset:3px}.a11y-status{color:#a9b7c0;margin-bottom:0}.a11y-reading-guide{position:fixed;left:0;top:50%;width:100%;height:4px;background:#52c7d5;outline:1px solid #0b1117;pointer-events:none;z-index:40}
.dspro-text-125{font-size:125%}.dspro-text-150{font-size:150%}.dspro-text-200{font-size:200%}
.dspro-contrast-dark{--page:#000;--surface:#111;--ink:#fff;--muted:#fff;--accent:#ffec00;--line:#fff;--header:#000}
.dspro-contrast-light{--page:#fff;--surface:#f3f3f3;--ink:#000;--muted:#212121;--accent:#004c6d;--line:#333;--header:#fff}
.dspro-contrast-light .logo-window{background:#0b1117}.dspro-contrast-light .hero-visual figcaption{color:#000}.dspro-contrast-light .proof-strip{background:#f3f3f3}
.dspro-a11y-links :is(.site-header,main,.site-footer) a{text-decoration:underline!important;text-underline-offset:4px}
.dspro-a11y-headings main :is(h1,h2,h3){outline:2px solid var(--accent);outline-offset:4px}
.dspro-a11y-spacing main :is(p,li){line-height:2;letter-spacing:.04em;word-spacing:.12em}
.dspro-a11y-gray :is(.site-header,main,.site-footer){filter:grayscale(1)}
.dspro-a11y-images :is(.hero-visual,.approach-image){display:none}.dspro-a11y-images .hero,.dspro-a11y-images .approach{grid-template-columns:minmax(0,1fr)}
.dspro-a11y-motion *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
@media(prefers-contrast:more){.nav-cta,.process-card,.faq-list details{border-color:var(--ink)}.section-link,.button-text,.related a{text-decoration:underline}}
@media(forced-colors:active){.logo-window{forced-color-adjust:none;background:#0b1117}.button-primary{border:1px solid ButtonText}.nav a[aria-current=page]{border-bottom:2px solid LinkText}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Mobile navigation and reading layout; desktop design remains unchanged. */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
@media(max-width:480px){
 .site-header{gap:10px 12px;padding:12px 16px}
 .site-actions{gap:12px}
 .site-actions a{min-height:44px;display:inline-flex;align-items:center;justify-content:center}
 .site-header .a11y-launcher{position:static;order:3;flex:0 0 auto;min-height:44px;padding:8px 12px;font-size:.8rem;border-radius:4px;box-shadow:none}
 .nav{order:4;gap:0;padding:4px 0 0}
 .nav a{display:flex;align-items:center;min-height:48px;padding:12px;border-top:1px solid var(--line);white-space:normal}
 .hero{padding:40px 20px 48px;gap:30px}
 .hero h1{font-size:clamp(2rem,8.5vw,2.6rem);line-height:1.2;letter-spacing:-.025em;max-width:none;margin:18px 0}
 .hero-actions{align-items:stretch;flex-direction:column;gap:8px;margin-top:24px}
 .hero-actions a{width:100%;min-height:48px;text-align:center}
 .hero-visual{margin:0 10px 12px}
 .hero-image{height:250px}
 .reading{padding-inline:20px}
 .article-copy{font-size:1rem}
 .article-copy>h2{font-size:1.4rem;line-height:1.4}
 .article-copy>ol{padding-inline-start:1.5em;line-height:1.8}
 .article-copy>ol>li{margin-block-end:1em;color:var(--muted)}
 .site-footer nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 12px;width:100%}
 .site-footer nav a{display:flex;align-items:center;min-height:44px;padding-block:8px}
 .a11y-panel{padding:16px;max-height:calc(100dvh - 24px)}
}

.article-copy>.article-byline{font-size:.88rem;color:var(--accent);margin-bottom:1.2em}

/* Contact form and persistently visible responsive navigation. */
@media(max-width:1100px){.site-header{align-items:flex-start}.nav{flex:1 1 100%;order:3;flex-wrap:wrap;justify-content:center;border-top:1px solid var(--line);padding-top:8px}.nav a{padding:8px 4px}}
@media(max-width:480px){.site-header{align-items:center}.site-header .brand{max-width:38vw}.site-header .logo-window{max-width:100%}.nav{display:grid;width:100%;order:3;flex:1 0 100%;grid-template-columns:repeat(2,minmax(0,1fr));justify-content:stretch;gap:0}.nav a{min-height:44px;padding:10px 8px;border-top:1px solid var(--line);white-space:normal}.contact-layout{grid-template-columns:minmax(0,1fr);gap:30px}.contact-form{padding:20px 16px}.form-grid{grid-template-columns:minmax(0,1fr)}}
.contact-layout{max-width:1180px;margin:0 auto;padding:8px clamp(20px,5vw,64px) 90px;display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,6vw,84px);align-items:start}.contact-aside h2{font:400 clamp(1.8rem,3.4vw,2.8rem)/1.2 var(--display);margin:0 0 14px}.contact-aside>p:not(.section-kicker){color:var(--muted)}.contact-detail{border-top:1px solid var(--line);padding:18px 0;display:grid;gap:6px}.contact-detail>span{font-size:.85rem;color:var(--muted)}.contact-detail p{margin:0;color:var(--muted)}.contact-security-note{font-size:.86rem;color:var(--muted);border-inline-start:2px solid var(--accent);padding-inline-start:14px}.contact-form{background:var(--surface);border:1px solid var(--line);padding:clamp(20px,3vw,36px);min-width:0}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.form-grid label{display:grid;gap:8px;font-size:.9rem;line-height:1.5}.form-wide{grid-column:1/-1}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{width:100%;min-height:48px;border:1px solid #65737d;background:var(--page);color:var(--ink);padding:12px;font:inherit;border-radius:2px}.contact-form textarea{min-height:150px;resize:vertical}.contact-form input:focus-visible,.contact-form select:focus-visible,.contact-form textarea:focus-visible{outline:3px solid var(--accent);outline-offset:2px}.form-honeypot{position:absolute!important;inset-inline-start:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.turnstile-slot{min-height:74px;display:flex;align-items:center;color:var(--muted);font-size:.85rem;margin-top:18px}.privacy-consent{display:flex;align-items:flex-start;gap:12px;line-height:1.6;margin:12px 0 18px;color:var(--muted)}.privacy-consent input{width:22px;height:22px;flex:none;accent-color:var(--accent);margin:2px 0}.privacy-consent a{color:var(--accent)}.contact-submit{font:inherit;cursor:pointer}.form-status{min-height:1.7em;color:var(--accent);margin:10px 0 0}.form-status[data-state=error]{color:#ffb3a8}.contact-form .email-help{font-size:.82rem;color:var(--muted);margin:8px 0 0}

/* Keep contact fields within the form at tablet and mobile widths. */
.form-grid>label{min-width:0}
.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{display:block;min-width:0;max-width:100%}
@media(max-width:1100px){.contact-layout{grid-template-columns:minmax(0,1fr);gap:34px}}
@media(max-width:700px){.contact-layout{padding:8px 20px 64px;gap:28px}.contact-form{padding:20px 16px}.form-grid{grid-template-columns:minmax(0,1fr);gap:16px}.form-wide{grid-column:auto}.contact-aside h2{font-size:2rem}}